The term ‘bankruptcy’ has long been so uptight with negative notions that people are susceptible to forgetting the real purpose of filing it: a) It ensures full or partial protection from the creditors, and b) It provides relief from all or some debt obligations. And, this is precisely what a bankruptcy attorney must do: have your properties/assets protected from the creditors, and find a way to set you free from financial liabilities. Once you are eligible to file bankruptcy ‘pro se’ on your own, statistics say that you are likely to get a satisfactory result if you hire an experienced bankruptcy attorney, irrespective of whether you opt for Chapter 7 or Chapter 13bankruptcy. Thus, in case your financial status has gone down and now, you look forward to getting protection from the creditors and relief from all your debt liabilities, a bankruptcy attorney can be your key to a fresh happy start.
What must you expect from a bankruptcy attorney?
Bankruptcy, just like most legal affairs, is a complex
process, and the wisest course to have a lawyer assist you through the process
for a successful outcome.
· An ideal bankruptcy lawyer ensures peace of mind
for you if they provide the minimum of the following:
· 1. A primary consultation – typically free – to
have an impression of the case
· 2. Suggestions on choices available – including
what kind of bankruptcy to declare
· 3. Complete required paperwork to file bankruptcy
Representation once the case goes to the court
The bankruptcy process starts with a brief interview between
your attorney and you. Your attorney will ask for some paperwork from you to
support your answer on how much you owe and how many assets you own. You are
highly advised to not hold back any important information or misinform your
lawyer under any circumstances because one wrong information might lead to
rejection of your request for a bankruptcy filing.
When your lawyer has adequate documented proof to assess and
take your case further, they must show you how to proceed. The right bankruptcy
attorney would first evaluate your case through all possible angles to ensure
complete relief from financial liabilities. Also, they will make sure that you
understand how complex the entire process going to be, and you are ‘okay’ to
bear with them.
If you have made up your mind to file bankruptcy, the next
step would have you expect from your lawyer is to file paperwork with the
bankruptcy court. Keep one fundamental fact in mind that your attorney is here
to offer you complete protection from your creditors, along with partial or
full relief from your financial liabilities. So, believe in them.
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