If you have not been able to pay your mortgages or bills for more than 5 months now, and are hence harassed by aggressive creditors, it may be the time you have considered declaring bankruptcy, but of course under the thorough guidance of an experienced bankruptcy attorney. Bankruptcy is an extremely complex process, and quite often, the filer can’t figure out why their bankruptcy application got rejected by the court. For starters, choosing between Chapter 7 bankruptcy and Chapter 13 bankruptcy takes a toss on people in itself, since each plays different roles in bankruptcy, and the vast majority of commoners do not know ‘what fits what.’
This is where an experienced bankruptcy attorney comes to
play a major role – they tell you if your case is strong enough to file for
bankruptcy, and which bankruptcy Chapter must you file under. However, with
time, there has been a rise in the number of bankruptcy law firms in the United
States, and you can’t afford to lose your time, money, plus energy on just ‘any
bankruptcy lawyer,’ can you?
When you are looking up the right bankruptcy attorney to
represent your case, make sure you have found the following qualities in them
before hiring:
Experience in bankruptcy
Any licensed attorney, although, can represent you for a
bankruptcy filing, you are advised to hire only an experienced attorney to file
bankruptcy for you. There will be many to entice you into hiring them to work
for you, but you need to ask what percentage of their practice is filing
bankruptcy because if it is 1/3rd, you don’t hire them.
For example, Recovery Law Group offers you extensively
experienced and reputable attorneys who, along with representing clients in
foreclosure cases, hold a persuasive track record of helping individuals file
major bankruptcies. Also, make sure they don’t fumble when it comes to guiding
you further while choosing between Chapter 7 and Chapter 13 bankruptcy. Your
bankruptcy attorney in Culver City must be a honed legal advisor as well.
Quality service for your budget
The fee charged by the law firm is often the main factor
many people back out. You are advised to check through every reputable law firm
near you and have an open discussion about their fee, and if there will be any
surprise charges pre-hiring, during hiring, or post hiring. Many legal services
unfortunately come with hidden charges, which seem to have drained an
individual’s lifetime of savings.
The good thing with Recovery Law Group is that there’re no
surprise charges with them. Your expense would be out in front, discussed, and
agreed upon before you shake hands with your carefully chosen bankruptcy
attorney in Culver City.
Make sure your individual set of needs are met
Experience is, although important, you won’t want to hire a
bankruptcy attorney in Culver City who has a long line of bankruptcy clients
behind you, because then they would hardly put their efforts and attention into
listening to your case with patience. You would want to work with an attorney
who has a considerable amount of experience in filing bankruptcy, but has been
known for their patient listening skills and elaborative consultation sessions.
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