What Can You Expect from A Bankruptcy Attorney?

The term ‘bankruptcy’ has long been so uptight with negative notions that people are susceptible to forgetting the real purpose of filing it: a) It ensures full or partial protection from the creditors, and b) It provides relief from all or some debt obligations. And, this is precisely what a bankruptcy attorney must do: have your properties/assets protected from the creditors, and find a way to set you free from financial liabilities. Once you are eligible to file bankruptcy ‘pro se’ on your own, statistics say that you are likely to get a satisfactory result if you hire an experienced bankruptcy attorney, irrespective of whether you opt for Chapter 7 or Chapter 13bankruptcy. Thus, in case your financial status has gone down and now, you look forward to getting protection from the creditors and relief from all your debt liabilities, a bankruptcy attorney can be your key to a fresh happy start.

What must you expect from a bankruptcy attorney?

Bankruptcy, just like most legal affairs, is a complex process, and the wisest course to have a lawyer assist you through the process for a successful outcome.

·        An ideal bankruptcy lawyer ensures peace of mind for you if they provide the minimum of the following:

·        1. A primary consultation – typically free – to have an impression of the case

·        2. Suggestions on choices available – including what kind of bankruptcy to declare

·       3. Complete required paperwork to file bankruptcy

Representation once the case goes to the court

The bankruptcy process starts with a brief interview between your attorney and you. Your attorney will ask for some paperwork from you to support your answer on how much you owe and how many assets you own. You are highly advised to not hold back any important information or misinform your lawyer under any circumstances because one wrong information might lead to rejection of your request for a bankruptcy filing.

When your lawyer has adequate documented proof to assess and take your case further, they must show you how to proceed. The right bankruptcy attorney would first evaluate your case through all possible angles to ensure complete relief from financial liabilities. Also, they will make sure that you understand how complex the entire process going to be, and you are ‘okay’ to bear with them.

If you have made up your mind to file bankruptcy, the next step would have you expect from your lawyer is to file paperwork with the bankruptcy court. Keep one fundamental fact in mind that your attorney is here to offer you complete protection from your creditors, along with partial or full relief from your financial liabilities. So, believe in them.

Key Factors to Take into Account While Hiring a Bankruptcy Attorney in Culver City

If you have not been able to pay your mortgages or bills for more than 5 months now, and are hence harassed by aggressive creditors, it may be the time you have considered declaring bankruptcy, but of course under the thorough guidance of an experienced bankruptcy attorney. Bankruptcy is an extremely complex process, and quite often, the filer can’t figure out why their bankruptcy application got rejected by the court. For starters, choosing between Chapter 7 bankruptcy and Chapter 13 bankruptcy takes a toss on people in itself, since each plays different roles in bankruptcy, and the vast majority of commoners do not know ‘what fits what.’

This is where an experienced bankruptcy attorney comes to play a major role – they tell you if your case is strong enough to file for bankruptcy, and which bankruptcy Chapter must you file under. However, with time, there has been a rise in the number of bankruptcy law firms in the United States, and you can’t afford to lose your time, money, plus energy on just ‘any bankruptcy lawyer,’ can you?

When you are looking up the right bankruptcy attorney to represent your case, make sure you have found the following qualities in them before hiring:

Experience in bankruptcy

Any licensed attorney, although, can represent you for a bankruptcy filing, you are advised to hire only an experienced attorney to file bankruptcy for you. There will be many to entice you into hiring them to work for you, but you need to ask what percentage of their practice is filing bankruptcy because if it is 1/3rd, you don’t hire them.

For example, Recovery Law Group offers you extensively experienced and reputable attorneys who, along with representing clients in foreclosure cases, hold a persuasive track record of helping individuals file major bankruptcies. Also, make sure they don’t fumble when it comes to guiding you further while choosing between Chapter 7 and Chapter 13 bankruptcy. Your bankruptcy attorney in Culver City must be a honed legal advisor as well.

Quality service for your budget

The fee charged by the law firm is often the main factor many people back out. You are advised to check through every reputable law firm near you and have an open discussion about their fee, and if there will be any surprise charges pre-hiring, during hiring, or post hiring. Many legal services unfortunately come with hidden charges, which seem to have drained an individual’s lifetime of savings.

The good thing with Recovery Law Group is that there’re no surprise charges with them. Your expense would be out in front, discussed, and agreed upon before you shake hands with your carefully chosen bankruptcy attorney in Culver City.

Make sure your individual set of needs are met

Experience is, although important, you won’t want to hire a bankruptcy attorney in Culver City who has a long line of bankruptcy clients behind you, because then they would hardly put their efforts and attention into listening to your case with patience. You would want to work with an attorney who has a considerable amount of experience in filing bankruptcy, but has been known for their patient listening skills and elaborative consultation sessions.